Other articles might seem exaggerating compared to ours because we like to sum up and you have it in your mind easily. Let’s start.
Number 1 What is your exact dream amount?
Assume that you wish to be a millionaire or a billionaire or a multi-billionaire, how much exactly the amount you want to have? It is the amount that will make you feel rich from inside. But be careful! You cannot copy this number from others. It is your own number. You have to know one important thing … number is unlimited. It means you can have as much as you wish, you just have to expand your heart for that. Do not think that 10 is little and 500 is too large. Answer yourself … what is your dream amount? Everyone has their own amount. Don’t compare yourself to others.
Be careful … you are gonna work for money until the end of your life if you don’t know your destination. So define your exact amount now! When your reach that goal, your subconscious mind will send some signals to your brain like … ‘MISSION COMPLETE.’ And your life after that will be like a profit every single day.
Moreover, you must be optimistic. Resources in this galaxy is enough for everyone. ( It sounds like Avenger film, right? But this is so true ) Gold is under the soil in every single square feet. You aspire to be successful and share those success with others. You will see gold wherever you go.
Number 2 Have enough money in your pocket.
This event happened to my friend in Thailand. She owns many entities and properties in Chiang Mai. She thought that she was so rich that she never had to carry any dollar in her pocket. One day she went to a gas station and found out that she had no money at all in her pocket. Every card and money are with her husband and kids. She cried a river in her brand new Mercedes Benz S Class car. She realized at that time that she had no power over her money. Having learned from that situation makes a better her. Nowadays, she has 50 pieces of banknote and 5 cards in her wallet.
Someone is scared that her shopaholic manner would take her money away if she had a lot of cash in hand. Girls! That’s too old-fashioned. With the help of 6 jars, you know your money pulses. You know how much you have in your PLAY account. Let’s take a look at the previous post. I explained that very clear.
Number 3 Do your lists today as if you’re a millionaire already
It is clear, right? Assume that you’re that dream billionaire already, what would you do when you get up in the morning? List your dreams. For example, you wish to to have a foundation costing 100 000 € if you had 10 Million Euros. Well, that’s pretty easy. If you earn 100 000 Euros, just donate 100€. You don not have to wait until you reach that millionaire status to do what you would love to do. Do it today.
The best way to predict the future is to create it. Being smart managing resources you earn can be beneficial more or less. We would like to start with the basic principles managing money. This principle is formed by T Harv Eker, the author of ‘Secrets of the Millionaire Mind.’ It is pretty easy. Following this principle makes every pocket left for everything you want to do in life. Everyone can do. Let’s start.
Let’s star with the first GOLD rule: separate your savings account away from your normal expenses bank account. Otherwise your expenses and savings will mixed up and you cannot control it.
Jar 1 Necessity
This portion of money is to be paid in everyday life e.g. food, rent, instalments, fuel, electricity bill and so on. 55% of income is to be allocated for everyday spending–normal expenditures.
Jar 2 Play
Make sure that you play happily after working. Allocate 10 % of your overall income to this account or jar or a purse to pay for whatever you want. This is a reward for you.
Jar 3 Retirement
Make sure that you save 10% of your overall income for your retirement. There are many ways of investment e.g. mutual funds, stocks or a deposit book. For example, a life insurance plan with BGV is also interesting. BGV is an insurance company founded in the German South West. BGV also has a branch on Offenburg. It is just opposite to Karstadt am Lindenplatz.
Jar 4 Education
Please also save 5% of your earnings for education. You might allocate it to buy books or an online course or any training that you can make your life better. We really believe in life-ling learning. Have you ever had a quote like ‘education is the best investment?’
Jar 5 GIVE
Also spare some 5% for donation. It means to tell yourself that you are a good person. Coz there are still many people waiting for you to help. You might find yourself useless after you heart is broken. The easiest way to help you recover from being heartbroken is to make a blood donation. You do not need to spend any cents on it. After giving out something to others, you will find yourselves useful and that really improves your self-esteem. Self-esteem is what you think about yourself, without other external judgements. So spare some funds for others.
Jar 6 long term plans
This amount is to be saved regularly in order that someday it can fulfil your dreams e.g. to buy your dream house, your dream car and etc.
In addition to our daily works at Salakanan Thai Spa & Salakanan Thai Cuisine, we are also interested in achieving our other goals. We cannot deny that every goal to be achieved needs resources to support the beginning, to build the way and to fulfil the whole parts. We decide to share some important knowledge to help people have better life, so we establish Wattana Wisdom Club.
In THAI the word ‘Wattana’ means ‘improvement and development.’ This word implies that life gets better as the days go by.
Contents are to be published in Thai, German and English. Leave a reply to make it a better place to learn.
Brought to you by SalakananTangmo, PinpinatSawatnawachai and TammieKankanith.